Board & Management

Ekondo Microfinance Bank Ltd has on its Board tested and experienced men and women of integrity who have made great strides in their various callings. They bring to bear their rich experiences in the activities of the bank. The Management team is made up of a crop of selected, trained and highly motivated men and women who are professionals and have consistently showed expertise in their areas of operations in the bank.

The profile herein sums up the qualification, designations and experiences of the Board and Management Staff

Board of Directors

Chief (Dr.) asuquo ekpenyong, M.Sc. (Banking and Finance), DSC; FCIB, OON – chairman, Chief Ekpenyong, a Fellow of the Chartered Institute of Bankers of Nigeria, is a graduate of the School of Accountancy, Glasgow and University of Ibadan, Ibadan. A professional banker par excellence, he is an astute manager of resources and a very dependable professional. Chief Ekpenyong is one individual who has been privileged to have a career spanning through Central Banking, Commercial banking, Development banking and Investment Banking.. His working life has seen him through such reputable Organizations as Central Bank of Nigeria, Chase Manhattan Bank Plc, New York and Midland Bank Plc (HSBC), London. Chief Ekpenyong was the pioneer Managing Director and Chief Executive of Equity and Investment Company Limited, a position he held for seven years before withdrawing. He is currently the Chairman of several companies including Channel View Hotels, Calabar. An accomplished Nigerian with a track record of achievement in multi-disciplinary areas.

Gp Capt. Ita D. Ikpeme (Rtd) (Electrical Engineering) CON – director, Gp Capt. Ikpeme is an Electrical Engineer. He holds a Bachelor of Science Degree in Electrical Engineering from the University of London, and was the first Military Governor of Ondo State. Since his retirement from the Nigerian Air Force he has been actively involved in business management. Gp Capt. Ikpeme is a very experienced and distinguished project manager and an accomplished administrator.

dr. (Mrs) iquo ekpenyong, phD – director, Dr. Ekpenyong holds a Ph.d in Educational Psychology from the University of Calabar. She has been on the fast lane of a successful career over the years; the pioneer Registrar of Cross River State University of Technology and the first Cross River State female indigene ever to be so appointed Her practical involvement in public policy formulations provides additional quality to Ekondo Boardroom contributions. She is an asset to the Board.

mr. gersh henshaw, FNVIS, RSV, SCV, LIB (HONS) - director, Mr. Henshaw is a an accomplished Estate Surveyor and Valuer, and a past National President of the Nigerian Institute of Estate Surveyors and Valuer. He is a one time Banker, having risen to a Management position with the liquidated Mercantile Bank of Nigeria LTD, a Law graduate from the University of Calabar and a shrewd businessman. Mr. Henshaw is the Managing Partner in the renowned Firm of Gersh Henshaw & Co and is today one of the key players in the private sector.

Dr. david Attoe, B.SC; M.SC; PhD - director, A thorough bred in his specialty, Dr. Attoe holds a Ph.D in Animal Science from the University of Ibadan. He has published several books and presentations to his credit and is currently a senior lecturer in Cross River State University of Technology.


Mr. John Owan, B.Sc, M.Sc. MBA – managing director, Mr. Owan holds a B.Sc. and M.Sc. in Agric Economics, and MBA respectively. He started his banking career with the defunct Savannah Bank Plc as an Asst. Manager (Credit) in 1988 and has worked over the years with such banks as Co-operative Development Bank Ltd and FCMB Plc. He has attended several workshops and seminars and held managerial positions as General Manager, (Savannah Securities Ltd); Group Marketing Head, Principal Manager (Business Development), AGM/Head (Investment & Corporate banking). Mr. Owan has garnered wide experience in the banking industry.

Mr. I. S. Okwy Omenye, B.Sc (hons) – general manager, He is a highly skilled banker with over 20 years of practical banking experience. He has brought his professional expertise to bear on the management and operations of Ekondo Bank.

Mr. Ita A. Rufus, HND, pGD (Management), MBA, MNIM – head risk assets, Mr. Ita Rufus is an experienced Banker. He worked with the erstwhile Mercantile Bank LTD as an Accountant in its Lagos Branch Office before joining Messrs N-L Finance and Investment as a Deputy Manager. He managed the operational desk of Ekondo Bank as Head of Operations for years before assuming his new position as Head of Risk Assets. Mr. Rufus has seventeen (17) years cognate experience in banking.

Barrister Linus B. Okon, llb (HONS) bl – company secretary, Barrister Okon is a seasoned Banker with 14 years practical banking exposure. He was on the staff of the defunct Mercantile Bank LTD where he held various positions of responsibility including Branch Management, Branch Co-ordination, Risk Asset Management, Head Office and Domestic Operations. Barrister Okon is the Company Secretary.

Mr. Christopher Oberiko - Head, Enterprise Banking, He is a graduate of Finance & Banking. Christopher Oberiko has over 10 years banking experience having worked with United Bank for Africa Plc, Intercontinental Bank Plc and Diamond Bank Plc. He brings to bear his wealth of experience in Commercial and Retail Banking as he heads the Business Development Unit of Ekondo Microfinance Bank.

Mr. Henry E. Dikong B.Sc (HONS) MBA – head, operations, Mr. Dikong started his banking career with the defunct Mercantile Bank LTD where he rose to the position of a Senior Supervisor. He received his University Education at the University of Calabar where he bagged his first and second degrees in Management. He has seventeen (17) years practical banking experience and is the Head of Operations, Corporate Branch.

Mr. E. B. Okon, (Accounting) – head, internal control, Mr. Okon, a professional Banker is a one time Officer of the Examination Department in the Central Bank of Nigeria. Mr. Okon is an Accountant, Inspector and Trainer by vocation. He has attended a lot of workshops/courses in Banking Management.

Mrs. Eno Daniel, HND, ANIM – credit manager, Mrs Daniel is highly skilled and has over 5 years cognate experience in credit appraisals and project evaluation, she has garnered vast experience in Risk Management. She joined the Bank in 2003 as Officer, Management Services.

Mrs. Ime Akpan, HND business management - customer service officer, Mrs. Akpan is the Customers Service Officer of the Bank, she has vast experience in the Banking Industry and was a former staff of Mercantile Bank Ltd.

Mr. simon odo adinya, b.Sc., pGD, MBA – deputy manager, internal control, Mr. S. Adinya holds a Bachelor of Science degree as well as Masters in Business Administration. He has over 15 years banking experience in Co-operative Development Bank now First City Monument Bank Plc. His experience cuts across various Banking Departments like Banking Operation, Retail Banking and Internal Control.

Mr. Simeon Oyebode Fagbenjo, B.Sc., MBA – head, management information system, Mr. Fagbenjo holds a Bachelor degree in Accounting from University of Ado-Ekiti. He worked in the defunct Co-operative Development Bank Plc as a Senior Manager in Information Technology before joining the Bank as Head of Managiment Information System in March, 2007. He has held several positions in his previous employment. He is bringing his expertise to bear as the Head, Management Information System of Ekondo Microfinance Bank.